Retail Investor Limited, established in 2009 in the United Kingdom as a financial institution, regulated by the FCA Reference number: 498309 with SWIFT SBLTGB2L to support SMEs, Traders and Brokers in International Trade.  The Institution provides consulting and facilitation of Trade Finance through trade financial instruments such as Documentary Credits and Guarantees in favour of entities looking to engage in trade of goods, raise capital, enhance credit, purchase of goods, extensions of payments on goods, receiving credit against the production of goods for export, to acquire quotas on commodities and partake in tenders for quotas or goods. 

As of 2008, a large financing gap emerged from the increased demands by Banks and risk averse traditional Financial Institutions to provide Trade Finance to SMEs which are highly flexible entities able to drive the real economy for communities all over the world. SME traders tend to be much more reactive to current market needs and have a close understanding of the market dynamics and needs of the communities they sell too. Neglected by traditional Institutions, SMEs sought new methods of international trade financing to continue serving their markets, alternative finance became an efficient and capable alternative. Retail investor Limited capabilities in advising, consultation and facilitation in international trade and finance, the flexibility of choice of clients including a robust portfolio of brokers all over the world all play a role to provide a viable alternative to SMEs seeking for solutions in trade transactions. Utilising SWIFT, Retail Investor Limited has grown a large network of Banks internationally and continues to serve clients in almost every country.